Last updated: 4 June 2026
Please read these terms carefully — they govern your use of Savvy Duty and the Savvy Method.
These Terms of Service (the “Terms”) govern your access to and use of the Savvy Duty website, applications, content, and services (together, the “Service”). By creating an account, subscribing, or otherwise using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
The Service is operated by Solid Axis Group Limited (NZBN 9429051604783, New Zealand Company Number 8914308), a company registered in New Zealand, trading as Savvy Duty (“Savvy Duty”, “we”, “us”, or “our”). Registered office: 6 William Lewis Drive, Sockburn, Christchurch 8042, New Zealand. Postal address: PO Box 8258, Riccarton, Christchurch, New Zealand. You can reach us at hello@savvyduty.com.
You must be at least 18 years old (or the age of majority where you live) to use the Service. By using the Service you confirm that you meet this requirement and that the information you provide is accurate.
You are responsible for safeguarding your login credentials and for all activity that happens under your account. Keep your password confidential and notify us promptly of any unauthorised use. We may suspend or terminate accounts that violate these Terms.
Some features are intended to require a paid subscription (for example, Starter or Premium plans). Paid subscriptions are not yet available. When they become available, the terms below will apply, and by subscribing you will authorise us to charge the applicable fees on a recurring basis until you cancel.
When paid subscriptions are available, you will be able to cancel at any time by contacting us at hello@savvyduty.com or, where the option is provided, from your account settings; cancellation takes effect at the end of your current billing period. Except where required by law or expressly offered, fees already paid are non-refundable.
The Savvy Method content, tools, and AI coaching are provided for educational and personal-development purposes only. They are not a substitute for professional medical, mental-health, financial, legal, or other professional advice, diagnosis, or treatment.
The AI coach is an automated tool and may produce information that is inaccurate, incomplete, or not suitable for your situation. Always use your own judgement and consult a qualified professional before making important decisions. If you are in crisis or may be a danger to yourself or others, contact your local emergency services or a crisis line immediately.
If you connect a financial account, we use regulated open-banking providers to retrieve read-only information so we can display it to you. We do not move money on your behalf. Any budgeting, net-worth, or financial information in the Service is for informational purposes only and is not financial advice. You can disconnect a financial account at any time.
When using the Service, you agree not to:
The Service, the Savvy Method, the books, the frameworks, and all related text, design, software, and trademarks are owned by us or our licensors and are protected by intellectual-property laws. We grant you a limited, personal, non-transferable, revocable licence to use the Service for your own non-commercial use, subject to these Terms.
You retain ownership of the content you create in the Service (such as goals, journals, check-ins, and messages). You grant us a limited licence to host, process, and display that content for the purpose of operating and improving the Service for you. We do not sell your personal content.
The Service relies on third-party providers (for example, AI, payment, email, hosting, and open-banking providers). Your use of those features may also be subject to the third party’s terms, and we are not responsible for third-party services.
The Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied, to the maximum extent permitted by law. We do not warrant that the Service will be uninterrupted, error-free, or that results from using it will meet your expectations.
To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising from your use of the Service. Nothing in these Terms limits any rights you have under mandatory consumer-protection laws.
You may stop using the Service at any time. We may suspend or terminate your access if you breach these Terms or if we discontinue the Service. On termination, the sections that by their nature should survive (such as intellectual property, disclaimers, and limitation of liability) will continue to apply.
We may update these Terms from time to time. If we make material changes, we will take reasonable steps to notify you. Your continued use of the Service after the changes take effect means you accept the updated Terms.
These Terms are governed by the laws of New Zealand, and the courts of New Zealand will have non-exclusive jurisdiction, except where mandatory laws of your country of residence apply.
Questions about these Terms? Email us at hello@savvyduty.com, or write to Solid Axis Group Limited, PO Box 8258, Riccarton, Christchurch, New Zealand.